Pay less tax. Grow your wealth.
Every taka you put into shares, mutual funds and other eligible investments can cut your income tax. Work out your rebate in seconds, and see how the new ৳75 lakh mutual fund limit works for you.
Example · taxable income ৳12,00,000
33% of your tax৳36,000
General taxpayer, tax year 2026-27, non-salary income.
New rules for tax year 2026-27
The Finance Act 2026 changed the tax-free limit, the slabs and the investment rebate. Here’s what matters for investors.
Tax-free income
৳3,50,000৳4,00,000
For general taxpayers. Higher for women, senior citizens and others.
First tax slab
5% on ৳1 lakh10% on ৳3 lakh
The 5% slab is gone, so investing to reduce tax matters even more.
Rebate rate & cap
15% · up to ৳10 lakh10% · up to ৳7.5 lakh
Still capped at 3% of your taxable income.
Mutual funds
NEWUp to ৳75 lakh
Investment in mutual funds now counts toward your rebate up to ৳75 lakh a year.
How much tax can you save?
Enter your yearly income and how much you plan to invest. Everything updates as you type.
Gross, before the salary exemption
Business, rent, interest, etc.
Shares, mutual funds, Treasury Bonds, savings certificates, DPS, insurance premium and more
Your tax summary
Tax year 2026-27
See the slab-by-slab breakdown
Invest up to ৳75 lakh in mutual funds — and cut your tax
From tax year 2026-27, money you put into mutual funds counts toward your investment rebate up to ৳75 lakh a year. You get back 10% of what you invest as a tax rebate, as long as it stays within 3% of your taxable income and ৳7.5 lakh.
- Professionally managed and diversified across many companies
- Capital gains on listed securities are tax-free for individuals up to ৳50 lakh
- Buy listed mutual funds through your Mika Securities BO account
| Taxable income | Invest | Tax rebate |
|---|---|---|
| ৳10 lakh | ৳3 lakh | ৳30,000 |
| ৳25 lakh | ৳7.5 lakh | ৳75,000 |
| ৳50 lakh | ৳15 lakh | ৳1,50,000 |
| ৳1 crore | ৳30 lakh | ৳3,00,000 |
| ৳2.5 crore + | ৳75 lakh | ৳7,50,000 |
The investment shown is the most that increases your rebate at each income level (30% of taxable income), for tax year 2026-27. Investing beyond it doesn’t add to the rebate. The full ৳75 lakh earns the maximum ৳7.5 lakh rebate when taxable income is ৳2.5 crore or more.
Your rebate is the lowest of three
15% in tax year 2025-26
Same in both years
৳10 lakh in tax year 2025-26
Tip: the rebate stops growing once your investment reaches 30% of your taxable income (20% in 2025-26). Your tax also can’t fall below the ৳5,000 minimum tax.
Income tax slabs for individuals
Tax slabs
Applied to income above your tax-free limit.
Tax-free limit
No tax on income up to:
Parents or guardians of a person with a disability get a further ৳50,000.
Where you can invest for a rebate
The capital market options are the ones you can do through Mika Securities.
Invest before 30 June 2027
Investments made during the tax year count toward that year’s rebate. Talk to our team about shares, mutual funds and Treasury Bonds that fit your tax plan.
Send us a query
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Tax questions
Which rules apply to the return I’m filing now?
The return due by 30 November 2026 is for tax year 2025-26 (July 2025 – June 2026), so the older rules apply: 15% rebate, up to ৳10 lakh, and a ৳3.5 lakh tax-free limit for general taxpayers. The new rules apply to income and investments from 1 July 2026. Switch the calculator to 2025-26 to check last year.
What is the ৳75 lakh mutual fund limit?
From tax year 2026-27, up to ৳75 lakh you invest in mutual funds in a year can count as eligible investment for the rebate. Your rebate is still 10% of eligible investment, limited to 3% of taxable income and ৳7.5 lakh.
Why doesn’t investing more always increase my rebate?
Because the rebate can’t be more than 3% of your taxable income. In 2026-27 that limit is reached when your investment equals 30% of your taxable income. The calculator shows that amount for you.
Do shares I already own count?
No. Only new eligible investment made during the tax year counts. Buying shares or mutual fund units between 1 July and 30 June counts for that year.
How do I show my investment to the tax office?
Keep your BO account portfolio statement and purchase confirmations. Our team can provide the statements you need for your return.
Is this calculator my final tax?
No. It’s an estimate for individual residents. It doesn’t include surcharge on net wealth, tax already deducted at source, or every special case. Please confirm with a tax adviser.
Save tax. Build wealth.
Open your BO account online for ৳150 and make your tax-saving investment in shares, mutual funds or Treasury Bonds.
Based on the Income Tax Act 2023 as amended by the Finance Act 2026 (tax year 2026-27) and the rules for tax year 2025-26. The calculator gives an estimate for resident individual taxpayers and assumes the ৳5,000 minimum tax (for 2025-26, the minimum is ৳5,000 in Dhaka and Chattogram city corporations and lower elsewhere). It is not tax advice; please consult a tax adviser. Investment in the capital market carries risk. Mika Securities Ltd. is a TREC-holding stock broker of the Dhaka Stock Exchange (TREC No. 215) and a CDBL depository participant.